The Bureau of Historic Losses · Counterfactual Division
What if you'd bought Vanguard Diversified High Growth (VDHG) in 2020?
A single fund holding 90% growth assets met its first real test when COVID halved nothing and rattled everything. It fell, it recovered, and it rebalanced itself while its holders refreshed their banking apps in horror.
$100 on 2020-01-01, worth today
A$181
As of 2026-06-12, $100 of Vanguard Diversified High Growth (VDHG) bought at 2020's open (A$42.20) is worth A$181 — 1.81×.
total return · dividends reinvested · AUD
How much would $100 of Vanguard Diversified High Growth (VDHG) bought in 2020 be worth today?
| You'd have put in | You'd have now | Multiple |
|---|---|---|
| A$100 | A$181 | 1.81× |
| A$1,000 | A$1,806 | 1.81× |
| A$10,000 | A$18,056 | 1.81× |
Lump sum on the year's first trading day, total return (dividends reinvested, splits adjusted), valued at the latest close. Past performance isn't a promise — it's a taunt.
What did Vanguard Diversified High Growth (VDHG) do in 2020?
Opened
A$42.20
2020-01-01
Peaked
A$45.41
2020-12-30
Bottomed
A$32.08
2020-03-22
Closed
A$45.41
2020-12-30
Levels are dividend-adjusted, so historical figures look lower than the headline price of the day — that's the total-return lens, and it's the honest one.
Would steady buying have beaten going all in?
A$33,700 deployed as $100 a week from 2020-01-01, under four temperaments — same money, different nerves.
| All in on day one | A$60,849 |
| Steady weekly buys | A$48,735 |
| Sold dips, rebought rallies | A$48,403 |
| Traded it perfectly | A$49,021 |
“Traded it perfectly” requires knowing the future. Nobody knew the future.
The same $1,000, elsewhere
$1,000 at 2020's open, each valued at the latest close. Hindsight remains undefeated.
These were the round numbers. Run your real ones.
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Calculate my failureor every Vanguard Diversified High Growth (VDHG) year on file →
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