invest.fail

The Bureau of Historic Losses · Counterfactual Division

What if you'd bought Commonwealth Bank in 2009?

The post-GFC bottom for Australia's biggest bank. Fully-franked dividends plus a decade of capital growth, starting from fear.

$100 on 2009-01-01, worth today

A$1,294

As of 2026-06-12, $100 of Commonwealth Bank bought at 2009's open (A$12.33) is worth A$1,29412.9×.

total return · dividends reinvested · AUD

How much would $100 of Commonwealth Bank bought in 2009 be worth today?

You'd have put inYou'd have nowMultiple
A$100A$1,29412.9×
A$1,000A$12,94212.9×
A$10,000A$129,41812.9×

Lump sum on the year's first trading day, total return (dividends reinvested, splits adjusted), valued at the latest close. Past performance isn't a promise — it's a taunt.

What did Commonwealth Bank do in 2009?

Opened

A$12.33

2009-01-01

Peaked

A$25.24

2009-10-22

Bottomed

A$10.16

2009-01-22

Closed

A$24.62

2009-12-30

Levels are dividend-adjusted, so historical figures look lower than the headline price of the day — that's the total-return lens, and it's the honest one.

Would steady buying have beaten going all in?

A$91,100 deployed as $100 a week from 2009-01-01, under four temperaments — same money, different nerves.

All in on day oneA$1.2M
Steady weekly buysA$321,895
Sold dips, rebought ralliesA$247,170
Traded it perfectlyA$374,731

“Traded it perfectly” requires knowing the future. Nobody knew the future.

The same $1,000, elsewhere

$1,000 at 2009's open, each valued at the latest close. Hindsight remains undefeated.

These were the round numbers. Run your real ones.

Your amount, your date, your certificate. Takes about a minute.

Calculate my failure

or every Commonwealth Bank year on file →

Adjacent timelines

Commonwealth Bank in 2015

every name on file