invest.fail

The Bureau of Historic Losses · Counterfactual Division

What if you'd bought Shopify in 2020?

Lockdowns forced every corner shop online, and Shopify briefly became Canada's most valuable company. The year e-commerce infrastructure went from boring to euphoric — then gave much of it back in 2022.

$100 on 2020-01-02, worth today

US$265

As of 2026-06-12, $100 of Shopify bought at 2020's open (US$40.78) is worth US$2652.65×.

total return · dividends reinvested · USD

How much would $100 of Shopify bought in 2020 be worth today?

You'd have put inYou'd have nowMultiple
US$100US$2652.65×
US$1,000US$2,6542.65×
US$10,000US$26,5422.65×

Lump sum on the year's first trading day, total return (dividends reinvested, splits adjusted), valued at the latest close. Past performance isn't a promise — it's a taunt.

What did Shopify do in 2020?

Opened

US$40.78

2020-01-02

Peaked

US$127.71

2020-12-22

Bottomed

US$32.23

2020-03-16

Closed

US$113.19

2020-12-31

Levels are dividend-adjusted, so historical figures look lower than the headline price of the day — that's the total-return lens, and it's the honest one.

Would steady buying have beaten going all in?

US$33,700 deployed as $100 a week from 2020-01-02, under four temperaments — same money, different nerves.

All in on day oneUS$89,446
Steady weekly buysUS$50,744
Sold dips, rebought ralliesUS$20,915
Traded it perfectlyUS$208,420

“Traded it perfectly” requires knowing the future. Nobody knew the future.

The same $1,000, elsewhere

$1,000 at 2020's open, each valued at the latest close. Hindsight remains undefeated.

These were the round numbers. Run your real ones.

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Calculate my failure

or every Shopify year on file →

Adjacent timelines

Shopify in 2016

every name on file